What’s the favorite part of your career? See below for mine-

1 10 2014

keep calm and hug a loan officerTo Whom It May Concern:

My husband and I recently had the pleasure of working with Linda Fox as our Mortgage Lender. We were given several lenders to choose from and Linda happened to be the first one we contacted. From the first few minutes of talking with her, I could tell that she was the right choice. That personal connection was the key!

Buying a home is a difficult situation and Linda did everything in her power to make the process as smooth and easy as possible for us. We had so many questions as we went through the loan process, and Linda was always there with either an immediate email or phone call to answer the question and further clarify anything that we did not understand.

We could not have felt more personally connected to someone than we did with Linda. There was never an issue too small or too big that she did not handle for us.

Early in the loan process we went through two other potential home purchases that did not go through. Linda did not “give up” on us as clients and was supportive and concerned about our situation.

There was always an encouraging email or phone message to see if we were doing ok or to remind us of something that was needed for the loan.

Coming to our closing was definitely not necessary, but by doing so Linda really showed how much she appreciated our business.

I highly recommend Linda Fox as an outstanding Mortgage Loan Officer and have already recommended her to several friends of ours. She is excellent at her job and goes the extra mile to make each of her clients feel special.

-Kim in Lemont



S.M.A.R.T. Goals

17 01 2012

A lifetime ago I was a volleyball player at Purdue University. While my overall athletic endurance and young “spry” step are gone, what remains are the lessons learned from 4 years of intense training. The most important thing I took away was how to set, monitor, and achieve my goals. I make “New Year’s Resolutions” every year; most people I talk to don’t take the time to sit down and think about what they want to accomplish for the upcoming year. I think that is a wasted opportunity to achieve a greater potential of your God-given talents. That’s why this time of year can be so inspiring; it’s a chance to change your life! Here’s a way to set S.M.A.R.T. goals, via Top Achievement (http://topachievement.com/smart.html)- I’ve listed a few of my goals at the end…


  • Specific: A specific goal has a much greater chance of being accomplished than a general goal. To set a specific goal, you should answer the six “W” questions: Who, What, Where, When, Which, and Why.
  • Measurable: Establish concrete criteria for measuring progress toward the attainment of each goal you set. Ask yourself, “How will I know when this is accomplished?”
  • Attainable: When you identify goals that are the most important to you, you begin to figure out ways you can make them come true. You develop the attitudes, skills, and financial capacity to reach them. You begin seeing previously overlooked opportunities to bring yourself closer to the achievement of your goals.
  • Realistic: To be realistic, a goal must represent an objective toward which you are both willing and able to work. A goal can be both high and realistic; you are the only one who can decide just how high your goal should be. Your goal is probably realistic if you truly believe that it can be accomplished.
  • Timely: A goal should be grounded within a time frame. With no time frame tied to it there is no sense of urgency. If you want to lose 10 lbs., when do you want to lose it by? “Someday” won’t work.

Here are a few of my goals for 2012: to go on a date with my husband once a month, to take some time to just be quiet and slow down (to breathe, to be thankful), to create a positive experience for every client, to actively donate time to a charity, and to read the Bible every day.

What are you planning to accomplish in 2012? I’d love to know!  If you’d like to save more money for your child’s education, take a special vacation, or pay down some debt  consider refinancing your mortgage. I’m helping many friends save hundreds (and even thousands) of dollars – many times at no cost!  If your mortgage interest rate is over 4.125%, call me today and let’s see if I can help you. Please feel free to pass along to any of your friends who could benefit by a 10 minute mortgage analysis.


Linda Fox

630-606-0261 (c)


Opportunities hidden in an economic recession – Sep. 28, 2011

28 09 2011

Three reasons to LOVE the slowdown

By Kim Clark, Lisa Gibbs and Susie Poppick @Money September 28, 2011: 5:36 AM ET

There are plenty of opportunities during an economic recession, if you know where to look.

(MONEY Magazine) — There’s no denying that these are scary times for you and your money. The economy is teetering on the edge of another recession.

Housing prices remain stuck in the basement. Newly downgraded U.S. Treasury bonds are paying so little in interest that you’re likely to lose ground against inflation. And stocks have been sinking for months. So what’s to love, you ask?

Fear and loathing usually create opportunities for bargain hunters with enough cash, credit, and Pepto-Bismol to ride out short-term queasiness.

It’s not just with stocks. You can take advantage of historically low mortgage rates and rising rents to make headway in this real estate market, or you can simply borrow money more effectively than in years past.

Remember that managing your money is all about risk and return, says William Bernstein, author of “The Investor’s Manifesto.” “When the risks rise,” he says, “the potential for future return rises too.”

the article continues via Opportunities hidden in an economic recession – Sep. 28, 2011.