S.M.A.R.T. Goals

17 01 2012

A lifetime ago I was a volleyball player at Purdue University. While my overall athletic endurance and young “spry” step are gone, what remains are the lessons learned from 4 years of intense training. The most important thing I took away was how to set, monitor, and achieve my goals. I make “New Year’s Resolutions” every year; most people I talk to don’t take the time to sit down and think about what they want to accomplish for the upcoming year. I think that is a wasted opportunity to achieve a greater potential of your God-given talents. That’s why this time of year can be so inspiring; it’s a chance to change your life! Here’s a way to set S.M.A.R.T. goals, via Top Achievement (http://topachievement.com/smart.html)- I’ve listed a few of my goals at the end…


  • Specific: A specific goal has a much greater chance of being accomplished than a general goal. To set a specific goal, you should answer the six “W” questions: Who, What, Where, When, Which, and Why.
  • Measurable: Establish concrete criteria for measuring progress toward the attainment of each goal you set. Ask yourself, “How will I know when this is accomplished?”
  • Attainable: When you identify goals that are the most important to you, you begin to figure out ways you can make them come true. You develop the attitudes, skills, and financial capacity to reach them. You begin seeing previously overlooked opportunities to bring yourself closer to the achievement of your goals.
  • Realistic: To be realistic, a goal must represent an objective toward which you are both willing and able to work. A goal can be both high and realistic; you are the only one who can decide just how high your goal should be. Your goal is probably realistic if you truly believe that it can be accomplished.
  • Timely: A goal should be grounded within a time frame. With no time frame tied to it there is no sense of urgency. If you want to lose 10 lbs., when do you want to lose it by? “Someday” won’t work.

Here are a few of my goals for 2012: to go on a date with my husband once a month, to take some time to just be quiet and slow down (to breathe, to be thankful), to create a positive experience for every client, to actively donate time to a charity, and to read the Bible every day.

What are you planning to accomplish in 2012? I’d love to know!  If you’d like to save more money for your child’s education, take a special vacation, or pay down some debt  consider refinancing your mortgage. I’m helping many friends save hundreds (and even thousands) of dollars – many times at no cost!  If your mortgage interest rate is over 4.125%, call me today and let’s see if I can help you. Please feel free to pass along to any of your friends who could benefit by a 10 minute mortgage analysis.


Linda Fox

630-606-0261 (c)



Here are a few things you might not know about me:

13 09 2011

1.  I have graduated from Purdue University twice – the first time with my Bachelor’s in Education, and the second time with my Masters in Spanish Linguistics.

2.  I was a setter at Purdue and I still hold the record for the most assists in one match (87 vs. Houston in 1996). While at Purdue I tore my left ACL twice – a year and a day apart.

3.  I lived in Costa Rica for 2 years while teaching in a private middle school.

4.  I fell in love with my husband the day I met him. I went home and told my mom that I had just met the man I was going to marry.

5. We are raising our kids to be bilingual: Tye speaks to them in only Spanish, and I only speak to them in English.

6. I’m a pretty good salsa dancer, and I love to travel. I backpacked through Europe for 8 weeks, and took a 5 week car-camping tour of the United States while in my 20’s.

7. I’m the only girl in my family with 3 brothers. Family and Faith are the two most important things in my life!

My Story

5 08 2011

When I was 5, my mom asked me to pack everything that I thought I would need for an entire summer at a cottage in Michigan; it’s a good thing she checked before we left because I packed a whole suitcase full of shoes! She was always teaching me little lessons on how to be independent. My parents always let me go out and be my own person, try new things, and learn lessons for myself.

They kept me busy with sports from the age of 3 because even from a very young age, I liked to pack as much as possible into a single day. Sports were a great way to keep me focused and disciplined. I loved the lifestyle, the sense of teamwork, and the feeling of being exhausted at the end of the day – knowing I gave it my all. I dedicated my life to volleyball, playing it year-round so it was easy to make the transition when I was offered to play Big 10 Volleyball at Purdue University in West  Lafayette, IN. I’m proud of that accomplishment; it wasn’t easy by any stretch. I tore my ACL twice while playing and my knees will never be the same. But I took away some great life lessons and I wouldn’t have traded it for the world.

I studied Education at Purdue, because in my family you were either a teacher or in sales. I was a natural teacher and knew that’s what I wanted to do like my mother,  her 3 sisters, and my grandmother. I worked in a little town in Indiana for 2 years and loved going to work each day. I felt like those kids really needed me, and I still keep in touch with some them via Facebook over 15 years later. Some of the students had come in from Mexico and didn’t speak a lick of English, and I had studied French in school…. I hated the feeling of not being able to communicate so I packed my bags and moved to Costa Rica. My dad made me promise to find a job before I left. I thought I was an independent 25-year-old… he still thought I was his little girl. We decided to meet somewhere in the middle.

I had a great time in Costa Rica. I joined an ultimate frisbee team, learned Spanish (which at first was more like point and grunt), and had a chance to visit the wonders of the country. I decided that I really wanted to learn more about the technical aspect of the language, and so after 2 years I returned to Purdue to earn my Masters Degree in Spanish Linguistics.

While at Purdue, I became close with a number of people in the Sales field. When my husband and I moved back to Chicagoland, I took a job with GN Mortgage. I had a wonderful team who showed me the intricate in’s and out’s of what it takes to be truly thorough with mortgages. I spent my time reading programs and guidelines and increasing my knowledge about the Mortgage Industry as well as talking to as many professionals as I could. However, my time was spent behind the scenes, and I feel like I am best suited to work with clients and friends directly.

I love being at Avenue Mortgage. The entire staff is so professional, supportive, and knowledgable. I truly feel that this is where I am supposed to be.