S.M.A.R.T. Goals

17 01 2012

A lifetime ago I was a volleyball player at Purdue University. While my overall athletic endurance and young “spry” step are gone, what remains are the lessons learned from 4 years of intense training. The most important thing I took away was how to set, monitor, and achieve my goals. I make “New Year’s Resolutions” every year; most people I talk to don’t take the time to sit down and think about what they want to accomplish for the upcoming year. I think that is a wasted opportunity to achieve a greater potential of your God-given talents. That’s why this time of year can be so inspiring; it’s a chance to change your life! Here’s a way to set S.M.A.R.T. goals, via Top Achievement (http://topachievement.com/smart.html)- I’ve listed a few of my goals at the end…


  • Specific: A specific goal has a much greater chance of being accomplished than a general goal. To set a specific goal, you should answer the six “W” questions: Who, What, Where, When, Which, and Why.
  • Measurable: Establish concrete criteria for measuring progress toward the attainment of each goal you set. Ask yourself, “How will I know when this is accomplished?”
  • Attainable: When you identify goals that are the most important to you, you begin to figure out ways you can make them come true. You develop the attitudes, skills, and financial capacity to reach them. You begin seeing previously overlooked opportunities to bring yourself closer to the achievement of your goals.
  • Realistic: To be realistic, a goal must represent an objective toward which you are both willing and able to work. A goal can be both high and realistic; you are the only one who can decide just how high your goal should be. Your goal is probably realistic if you truly believe that it can be accomplished.
  • Timely: A goal should be grounded within a time frame. With no time frame tied to it there is no sense of urgency. If you want to lose 10 lbs., when do you want to lose it by? “Someday” won’t work.

Here are a few of my goals for 2012: to go on a date with my husband once a month, to take some time to just be quiet and slow down (to breathe, to be thankful), to create a positive experience for every client, to actively donate time to a charity, and to read the Bible every day.

What are you planning to accomplish in 2012? I’d love to know!  If you’d like to save more money for your child’s education, take a special vacation, or pay down some debt  consider refinancing your mortgage. I’m helping many friends save hundreds (and even thousands) of dollars – many times at no cost!  If your mortgage interest rate is over 4.125%, call me today and let’s see if I can help you. Please feel free to pass along to any of your friends who could benefit by a 10 minute mortgage analysis.


Linda Fox

630-606-0261 (c)





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