What’s the favorite part of your career? See below for mine-

1 10 2014

keep calm and hug a loan officerTo Whom It May Concern:

My husband and I recently had the pleasure of working with Linda Fox as our Mortgage Lender. We were given several lenders to choose from and Linda happened to be the first one we contacted. From the first few minutes of talking with her, I could tell that she was the right choice. That personal connection was the key!

Buying a home is a difficult situation and Linda did everything in her power to make the process as smooth and easy as possible for us. We had so many questions as we went through the loan process, and Linda was always there with either an immediate email or phone call to answer the question and further clarify anything that we did not understand.

We could not have felt more personally connected to someone than we did with Linda. There was never an issue too small or too big that she did not handle for us.

Early in the loan process we went through two other potential home purchases that did not go through. Linda did not “give up” on us as clients and was supportive and concerned about our situation.

There was always an encouraging email or phone message to see if we were doing ok or to remind us of something that was needed for the loan.

Coming to our closing was definitely not necessary, but by doing so Linda really showed how much she appreciated our business.

I highly recommend Linda Fox as an outstanding Mortgage Loan Officer and have already recommended her to several friends of ours. She is excellent at her job and goes the extra mile to make each of her clients feel special.

-Kim in Lemont

 

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A great way to end the week

1 08 2014

I_am_focused_picI would like to take the opportunity to tell you how much I appreciate all of Linda Fox’s assistance with the recent purchase of my home. Linda was very attentive and kept me informed along the way. Linda was able to make an otherwise arduous task, easy. I will definitely recommend Avenue Mortgage and specifically Linda Fox to any prospective home buyers seeking a mortgage.

Sincerely,

LC  in Naperville





You never know how one day or one idea can change your life!

13 06 2014

This Photographer Just Made $15K In One Day On Instagram

Daniel Arnold had $90.03 in his bank account on Thursday when he had a clever idea: Why not sell some photos on Instagram?

Arnold, a Brooklyn-based photographer, enjoys a bit of fame on the network: He was lauded by Gawker as “the best photographer on Instagram” two years ago, after getting his account suspended for posting a photo of topless sunbathers at the beach. He’s since returned with a new account and now has 22,000 followers and more than 1,300 photos in his stream.

In addition to his photography, Arnold has written for MTV and The Fader. Right now, he says via Gchat, “I am between classifications, and until yesterday wasn’t really making money doing anything. Been looking for photo work but in its absence i spend most days walking around the city taking photos (iphone and 35mm) for up to 8hrs a day.” His mode is what you might call humanist urban voyeurism: street scenes, faces on the subway, people having un-self-conscious moments. Stuff like this:

Photo by Daniel Arnold (instagram.com/arnold_daniel)

But walking the streets with an iPhone doesn’t pay the bills. On the eve of his 34th birthday, Arnold didn’t have a clue how he was going to make rent for the following month, so, at midnight, he posted this message on Instagram:

Hello, I just turned 34 this second. For one day only I am selling 4×6 prints of whatever you want from my Instagram archive for $150 each. I swear I will never sell anything this cheap again. If you’re interested, send a screenshot of the photo(s) of your choice to arnoldaniel@gmail.com (one d) and I will send a paypal invoice, followed by a signed print. Easy peasy. Happy my birthday. I love you

The response overwhelmed him. Orders poured in. A day later, he’d received nearly $15,000 worth of requests, and collected some $5,000. One buyer offered him $1,000 up front for prints of any photo that had received more than 1,000 likes; Arnold still hasn’t tallied how many that is.

Because he has so many photos, no single image has emerged as the overwhelming favorite, he says. A number of people have ordered this one of a pantsless subway Santa Claus, and this one of an affluent-looking gentleman getting a shoeshine on Ash Wednesday is popular too. One man asked for a print of the topless photo that got Arnold’s original Instagram account banned. He’s French, naturally.

Originally, the sale was only supposed to last for 24 hours. Arnold, who’s still working through a massive backlog of orders, says he hasn’t decided what to do about that restriction, but it sounds like he won’t turn them down. After all, “I’ve been eating toast three meals a day all February.”

“And it’s not like I’m any kind of entrepreneur,” he adds. “I’m a business idiot.”

———

Disclosure: I’ve known Daniel Arnold for about 20 years, and own several prints of his photos.

http://www.forbes.com/sites/jeffbercovici/2014/03/07/this-photographer-made-15k-in-one-day-on-instagram/?utm_campaign=forbestwittersf&utm_source=twitter&utm_medium=social





Hard- Fought Optimism via John Maxwell (link below)

9 06 2014

maya angelou“You may shoot me with your words,
You may cut me with your eyes,
You may kill me with your hatefulness,
But still, like air, I’ll rise.

~ Maya Angelou from Still I Rise

As a child, Maya Angelou was the victim of a brutal assault. After she testified against her abuser, an angry mob hunted him down and beat him to death. Too young to make sense of what had happened, Angelou blamed herself.  “My 7-and-a-half-year-old logic deduced that my voice had killed him,” Angelou recalled, “so I stopped speaking for almost six years.”

Ms. Bertha Flowers, a family friend who had discovered Angelou’s fondness for books, reached out to her. Flowers lovingly but firmly encouraged Angelou to end her self-imposed silence. She shared her library with Angelou on the condition that the young girl would read aloud all of the books she borrowed.

Angelou accepted the bargain and, with the prodding of Ms. Flowers, she regained her voice.
However, Angelou also had to regain her spirit. This required the difficult and courageous choice to forgive, and by making it Angelou discovered the strength to move on.

“Forgiveness is the greatest gift you can give yourself,” Angelou attested. “It’s not for the other person. I released the man from my care. I don’t drag him around by not forgiving him. You must forgive. It’s for your own sake, to rid yourself of that weight.”

Angelou would go on to become one the world’s most celebrated poets, her soulful words providing inspiration to thousands of readers. But the most moving, most powerful image she left behind is not found in the words she put on paper but rather in the bravely optimistic way she authored her life.

Maya Angelou’s example teaches us that optimism is far more than a naïve faith in tomorrow. It’s an attitude birthed by a series of tough choices.

Optimism comes from choosing not be the victim of unfairness.”

“You may not control all the events that happen to you, but you can decide not to be reduced by them.”

~ Maya Angelou

Optimism comes from choosing to forgive those who have wronged you.

“We cannot change the past, but we can change our attitude toward it. Uproot guilt and plant forgiveness. Tear out arrogance and seed humility. Exchange love for hate — thereby, making the present comfortable and the future promising.”

~ Maya Angelou

Optimism comes from choosing to change your perspective on life.

“If you don’t like something, change it. If you can’t change it, change your attitude. Don’t complain.”

~ Maya Angelou

 

I read this here and loved it: http://www.johnmaxwell.com/blog/hard-fought-optimism?utm_source=WhatCounts+Publicaster+Edition&utm_medium=email&utm_campaign=Hard-Fought+Optimism&utm_content=CLICK+HERE%5B/embed%5D





A lovely letter

2 06 2014

mark_twain_I_can_live_for_two_monthsDear Linda,
We are delighted to recommend your services to any prospective homebuyer. You were very easy to work with and explained the mortgage process to us in a manner that made it easy to understand. You listened to all of our questions and responded in a timely manner. You helped us stay on top of things and followed up if you needed any additional information or documents. The most important thing for us was that you helped us stay within our budged and did not push us to overextend on our monthly budget. You have even been helpful after the closing date with any additional follow up questions. You made us feel at ease and coached us along the way. We hope future clients have the same experience we had.
-S and T in Aurora

I loved working with this first time home buying couple. The best part? Watching them get the keys to their new home (yes! I attend all of my closings).





a truly rewarding success story

16 05 2014

first_time_home_buyersIt is with great enthusiasm that we recommend Linda Fox as your mortgage loan originator. Her dedication to us, both personally and professionally was something truly special during our loan and house buying process.

Linda was not originally the loan originator that we had gone with. When we put our offer in on our house there were stipulations that required closing to happen within thirty days. This was a short time span and it is because of Linda that we were able to hit all deadlines and get the house that we wanted in the end. She was recommended by our realtor and we didn’t know what to expect going in because we were originally using a close friend.

From the first time we met we knew we had something great. She was extremely dedicated to helping us (our first meeting occurred at her house at 9 p.m. on a Thursday). She was flexible and tenacious. Emails consistently kept us updated and she was always available over the phone. Deadlines were tight, but she made it work and hounded folks to make sure everything went through in a timely fashion.

Also unique was she was at closing! She was invested in the process and saw it through. We thought that was really unique and special.

Our professions are a college lacrosse coach and a personal trainer, and we would say that Linda “gets it done.” Of all the horror stories and pain that people had told us closing on a house was, specifically in regards to the loan, it was surprisingly a breeze for us and we think Linda was a big part of why it was so easy. We are eternally grateful that we got the house we wanted and we would highly recommend her to help you get the house of your dreams!

 

– Oswego, IL





What does your sleep position say about you? Very Cool!

23 04 2014